About United Trust Bank

United Trust Bank was incorporated in 1955 and are authorised and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. UTB is a specialist bank that provides a wide range of secured funding facilities and deposit accounts for individuals, business and charities.

UTB offers a range of secured funding options including specialist mortgages, bridging loans, asset finance and commercial mortgages.  As an organisation their pride themselves as being innovative and customer-centric so they may meet the evolving needs of the specialist lending market.


United Trust Bank product guide

This summary is not intended to be a definitive guide


Products availabe:
Second charge mortgages, development finance, bridging loans
Loan sizes:
up to £250k
Loan terms:
3 to 30 years
Best available rate:
Best availabe LTV:
Minimum age accepted:
Employment status:
employed, self-employed trading for at least 2 years & retired
Credit assessment:
CCJs, defaults, missed secured arrears