Prestige Finance claims to be the longest established second charge lender in the UK and is now part of OneSavings Bank Plc group having been acquired in September 2012. Starting life as a loans management company, Prestige has grown consistently since the mid-1980’s but have always specialised in second charge loans. They lend exclusively through the intermediary sector and are members of the Finance and Leasing Association.
With prime and near-prime residential second charge mortgages and standard or consumer buy-to-let products, they cover a wide range of lending needs. Prestige offers both variable and fixed-rate second charge with LTVs up to 90%.
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This summary is not intended to be a definitive guide