Masthaven have been lending since 2004 but in 2016 they awarded a banking licence and started to take savings/deposits. Based in London they are recognised as a challenger brand providing excellent saving and lending rates and pride themselves on their human-digital underwriting processes. They use technology to streamline the application processes but trust their underwriters not algorithms to ultimately making the lending decision.
They cover both personal and commercial lending offering second mortgages, bridging and they recently launched a new range of first charge mortgages. Their first and second charge mortgages are available only through intermediaries but their full lending criteria can be found on their website.
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