Author: Loans Insider


Karen Bennett, managing director of commercial mortgages, Shawbrook Bank, examines the commercial property investment market Given the array of changes affecting the residential investment market, it was perhaps somewhat predictable to see a resulting uptick in commercial investment enquiries. The prospect of the 3% surcharge on SDLT for residential and the impact of section 24 […]


Equifinance is gaining a reputation in the marketplace for meeting customers’ needs. Loans Insider met up with Tony Marshall to find out why As managing director of Equifinance, Tony Marshall heads up a team he is rightly proud of; a team that has gone from strength to strength over the past year. The lender has […]


Stigma still surrounds the second charge market – but it really shouldn’t, says Masthaven’s head of sales, Jon Sturgess Why are many brokers still not recommending second charge mortgages to their clients? At Masthaven we have plenty of experience in second charge lending and these loans now represent a fair chunk of cases coming into […]


Gavin Diamond, commercial director – bridging, United Trust Bank, explains its approach to refurbishment lending When you ask brokers what they really want to see from lenders the top selections usually come out something like this: Products to suit niche markets Better service Lower rates More consistent lending decisions Established lenders like UTB constantly look […]


Shawbrook’s residential mortgages boss tells Loans Insider how he plans to ramp up its specialist lending volumes Shawbrook has seen a fair amount of change over the past few years. Private equity consortium Marlin Bidco took over the business a year ago and number of senior figures who were with the lender from the beginning […]

SMG launches Lenderlink Referrals

Lenderlink, the fully-integrated specialist loan sourcing and API tool from Specialist Mortgage Group offers a brand-new feature from today. ‘Referrals’ allows broker users to pick up a client application at any point, and refer it to an SMG adviser for full processing. Users will be able to access any product or lender on SMG’s specialist […]

Past, Present and Future

What happened in 2017 and what will 2018 bring, asks Simon Mules, commercial director at Optimum Credit It’s a billion! The Finance and Leasing Association has reported that the market paid out over £1bn pounds of second charge mortgages in 2017. Optimum Credit paid out £225m of the above number, making us the most chosen […]

Five Good Reasons

Jeremy Law, managing director, residential mortgages – Shawbrook Bank, makes the case for second charges mortgages When customers approach you for finance where a personal loan isn’t suitable, what is your first thought? A remortgage? This is quite likely as the size of the remortgaging mortgage market stood at around £10 billion as of October […]

Taking a Holistic Approach

Second charges play a vital role in financial inclusion, argues, Tony Marshall, managing director of Equifinance Second charge mortgage new business volumes have now returned to levels last seen in 2015 according to recent FLA figures and the sector has shown tremendous resilience during a few years of significant regulatory change. Brokers and finance intermediaries […]

Unlocking Value

James Anderson, head of new business at mtf, discusses how a bridging loan could help those borrowers who are asset rich but lack liquidity Since the economic downturn, many property investors and business owners have found themselves ‘asset rich but cash poor, with the bulk of their wealth tied up in assets rather than in […]